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Our Fees

We have different fees depending on the type of Mortgage that we organise for our clients.

Equity Release

At Essex Home Finance, we charge a flat fee of £695 for all Equity Release Mortgage cases, normally payable on Offer or Completion of the Equity Release Mortgages. We will also be paid a commission by the lender, which is normally shown on any illustration provided.

Our Fees cover the cost of providing advice, administration and research costs, as well as any necessary insurance.

Residential Mortgages / Family Assist

We do not charge any fees on Residential Mortgages, including Family Assist schemes, plus standard Purchase, Remortgage and Product Transfer cases.

Buy to Let / Holiday Let

For any Investment Mortgages such as Buy to Let or Holliday Home Cases, we normally charge £149 on Offer (per case). We do not charge any fees for any Product Transfer applications.

Bridging Loan / Short-Term Lending

Normally we will need to use a Specialist Broker Partner who will have access with this market. As such, fees will be agreed separately before you proceed.