Our Service

At Essex Home Finance, we take time to understand our clients’ needs, their goals and aspirations. This may be by a face-to-face meeting, an initial telephone discussion or an online chat - whatever is easier for our clients, at a mutually convenient time.

With Equity Release cases, it is important that we understand everything about your finances, your family, and any future plans. We would need to complete a Fact-Find with yourselves to ensure we collect all the necessary information. This allows us to check what you can borrow, select the appropriate scheme(s) and match the solution to your needs.

Where possible, we would encourage you to bring family members to any meeting, so that we can ensure that everyone understands how Equity Release works, and answer any questions that they may have.

Once we have completed our research, we will normally meet with you face-to-face to discuss and present our recommended solutions(s) to you. If everyone is happy to proceed, we will arrange for an application to be made with the chosen lender.

We will then keep in contact with you throughout the application process, as well as providing a written report on our advice and the suitability of the recommended Mortgage to your needs.

Where applicable, we will liaise with your Solicitors to ensure that they are in place and supported throughout the transaction.

A typical Equity Release case takes 6-10 weeks from application - this can be quicker depending on the lender and the legal process required.

After Completion

Your Equity Release Mortgage will typically have no fixed end date, but it is useful to keep in regular contact, to ensure it remains suitable for your needs and to use any of the features where required.


Why Essex Home Finance?

Essex Home Finance are Mortgage Brokers with access to a significant number of Mortgage Providers and Equity Release Lenders.

Free initial Appointment
One Low Fee payable on Offer
Exclusive Mortgage Schemes
No Obligation

Get In Touch

Speak to Essex Home Finance about your Equity Release, or general Mortgage needs - just complete our mini form below :

By pressing Submit you allow Essex Home Finance Ltd to contact to you discuss your requirements.

Essex Home Finance Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: 1 High Street, Chelmsford, Essex, CM1 1BE. Registered in England & Wales under number 10607263.

Your home may be repossessed if you do not keep up repayments on your mortgage

There will be a fee for all Equity Release Mortgage cases. Typically our fee will be £695, payable on Offer. We will agree any fees with you before we proceed with your case.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman.

Our advice is covered under the Financial Ombudsman Service. You may be able to submit a claim through the EU Online Dispute Resolution Platform If you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.


Essex Home Finance Ltd
1 High Street
Chelmsford
Essex
CM1 1BE

Email : info@essexhomefinance.co.uk

Tel : 01245 398466
Mob : 07795 081972


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